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Payhuddle assists one of the leading Merchant Acquirers in the U.S. in automating their EMV L3 certification

Context

The customer is a Fortune 100 organization and one of the largest merchant acquirers in the world.  

They wanted to reduce their terminal certification timelines and, thereby, their time to market. The time taken to complete the testing of each terminal is very high, as every test case has to be executed manually.  

Need of the customer

The customer's needs included:

  1. Reduce the EMV L3 certification timelines.  
  1. Automate the testing and certification process for multiple terminals simultaneously.

How did we solve it?

We found that the time taken to execute all the test cases manually takes time, and it multiplies with the number of iterations. We built an automation layer in our EMVCo-certified L3 tool Tecto that executes all the given test cases in a few clicks. The merchant acquirer also installed a plugin that enables terminal communication with the Tecto's automation layer.  

This plugin will get all the necessary information from Tecto to initiate transactions and indicate the completion of a transaction.

Block diagram of our automated EMV L3 testing & certification solution

Benefits of this automated solution in comparison with the existing robotic solutions

  1. Cheaper when compared to investment in the physical and complicated robotic system  
  1. Supports simultaneous testing of multiple terminals  
  1. Less maintenance support is needed  
  1. Supports remote testing of terminals  
  1. It is compatible with all types of terminals, which is not the case with robots.

Use cases for Automation API layer in payments testing

  • Automate the manual testing process.
  • Automate the execution of the test cases as per the scheme and form factor

What advantages did we build as a part of this project?

  1. A simple solution that integrates with the terminal for automation.
  1. Support simultaneous testing of multiple terminals.
  1. Completely configurable solution that can be updated with the evolving regulations of the scheme and the latest industry standards.
  1. There is no ambiguity in testing as testing, probes, and terminals are integrated through the automation layer.
  1. Quick pre-certification debugging and certification testing

Our Level 3 test tool, along with the automation API layer, offers all of these advantages.

Benefits for the customer

This largest merchant acquirer can now test and certify their terminal devices faster for different schemes and go to market in weeks instead of months.

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