Tropo™

EMV Card Personalization Validation Tool (PVT) for issuers and card manufacturers.

Tropo™ is an automated EMV card personalization validation tool (PVT) to validate and certify the cards against the payment scheme specifications and test plan as per issuer's business requirements to enhance customer experience and reduce wait times.

Regardless of whether you are an issuer, card manufacturer, or a card personalization bureau, our tool is designed with your needs in mind.

We value your role in the process and have tailored our solution to meet your specific requirements.

Challenges

It addresses all the testing and validation challenges faced by issuing banks. 

It helps to avoid the reputation risk of issuing faulty EMV card to customers and avoid higher business costs of producing and issuing faulty cards.

Features of our Tropo Tool

  • Self-testing personalization validation tool
  • Cryptographic authentication of SDA, DDA, CDA, & RSA is fully supported
  • Custom personalization validation data can be loaded & tested
  • Supports contact and contactless cards, mobile phones and tokens
  • Ability to view the transaction logs
  • Produce test reports automatically
  • Supports a wide range of browsers and operating systems

Benefits

  • Options to look at the EMV data elements
  • Intuitive UX with new-age UI
  • On-screen guidance when carrying out the tests
  • Multi-user role management, parallel testing
  • Always up-to-date with the latest compliance guidelines of payment brands
  • Cloud compliant

Tropo is currently qualified for the Mastercard Personalization Validation Tool 2.0 - Product Requirements.

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You can perform Mastercard - Card Personalization Validation (CPV) using Tropo.

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Frequently Asked Questions

What is Tropo?

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Tropo is our automated card personalization validation tool that helps you validate and certify card personalization against payment scheme specifications before cards reach your customers.

Who is Tropo designed for?

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Tropo is designed for card issuers, card manufacturers, and card personalization bureaus who need to ensure their cards meet compliance requirements before production.

Which payment schemes does Tropo support?

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Currently qualified for:

  • Mastercard: Qualified for Personalization Validation Tool Product Requirements
  • Coming soon: Support for all the other major international schemes.

Is Tropo a cloud-based tool?

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Yes, Tropo is delivered as a SaaS product with cloud-compliant architecture. You can access it from anywhere through your browser, no infrastructure setup or maintenance required on your end.

Which card types it can validate?

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Tropo supports validation for contact cards, contactless cards, mobile phone credentials, and tokens, covering all your card issuance needs.

How is Tropo different from standalone test tools?

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Tropo is more cost-effective than standalone test tools because you don't need to maintain on-premises testing infrastructure. Plus, it's always up to date with payment brand compliance guidelines and automatically updates.

Can it customize card validation tests?

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Yes. Tropo supports custom personalization validation, data loading, and testing based on your specific issuer business requirements and use cases.