Outsourced Product Development

Address all stages of product lifecycle

It is a long-term strategy for any product organization. It frees you up from the development, testing, and roll-out of products and allows you to focus on conceptualization, positioning, promoting, deploying, and supporting them

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What do we bring to you?

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Development expertise

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We help you build additional resources and capabilities

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Minimize development costs

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Crash product roadmaps

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Boost bottom lines by focusing on core competencies

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Overcome challenges like shorter product life cycles, technological obsolescence, complexity in engineering and design

What makes us an ideal partner for your product development efforts?

We have 100+ person-years of experience in the payments industry, and we combine that with expertise in software engineering and mobility. This is a rare combination for you to find in the market.

So, you are already starting halfway in the process.

We help you at all stages of the product lifecycle, be it new product development, product modernization, product testing, and product sustenance.

We have been working with some of the prominent players in this space, including payment brands and transaction providers.

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Frequently Asked Questions

What is outsourced product development in the payments industry? 

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As a product company in the payments domain, you want to develop, migrate, modernize, and maintain payment products. When you outsource such work to a specialist technology provider like Payhuddle, it gets called Outsourced product development (OPD).  

This includes developing software products for testing and certification of payment acceptance and issuing devices and processes. Besides, it can include software for payment terminals, gateways, wallets, acquiring and issuing systems.  

How can outsourcing product development benefit my company? 

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It saves you time and cost as you partnering with an organization like Payhuddle that has deep domain expertise. It would help you accelerate product roadmaps, and frees your internal teams to focus on strategy.  

The OPD partner will handle the design, development, testing, certification, and support of your products, while ensuring speed, compliance, and innovation.  

What stages of the product lifecycle can Payhuddle assist with (new development, modernization, testing, sustenance)? 

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We support the entire lifecycle:  

  • From ideation to MVP to full release of your products.
  • Migrating legacy products to modern and scalable architectures, including the cloud.
  • Custom personalization validation data can be loaded & tested
  • Ensuring compliance to functional and non-functional requirements.
  • Certifying the developed product against specifications.
  • Ongoing maintenance, feature updates, and compliance tracking.

How does Payhuddle's experience in the payments industry benefit outsourced development? 

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With over eight years of experience in the payments domain, we serve hundreds of customers worldwide across EMV, contact/contactless, host integration, and certifications. This is the knowledge that we bring to the table.    

Our understanding of scheme specifications, terminal behavior, messaging formats, and everything in between, helps you avoid pitfalls and ship faster.  

What makes Payhuddle an ideal partner for payments product development? 

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We don’t just bring deep payments expertise, but we combine it with strong software engineering practices. We have built products for payment schemes, processors, fintechs, gateway providers, wallet providers, ISVs, and terminal vendors.  

Our ready frameworks, tools, and simulators help us expedite development and save time and costs for you.  

How does outsourcing help minimize development costs and accelerate roadmaps? 

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You can leverage our ready-to-use infrastructure, pre-built test suites, and certified toolkits, and avoid reinventing the wheel.  

We work in parallel with your teams, offering modular development, continuous integration, and agile delivery, which are all optimized for cost and time.  

Can outsourcing help overcome challenges like short product life cycles? 

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Absolutely, Yes. We understand that speed and agility are key to your development needs. We have the ability to ramp up quickly and deliver iterative releases.  

With our knowledge of evolving scheme mandates, you can respond to market needs faster, without overstretching your internal teams.  

What types of companies does Payhuddle partner with for OPD? 

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We work with:

  • Payment schemes
  • Payment processors
  • Fintechs and wallet providers
  • Payment gateway providers
  • Terminal vendors
  • ISVs

What kind of payment products has Payhuddle helped build or modernize?

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We have helped develop and enhance:

  • EMV payment applications (Level 2 kernels, and Level 3 applications)
  • Test tools for acquirer and issuer testing
  • Contactless and QR-based payment solutions
  • Host systems and ISO 8583 frameworks
  • Terminal simulators and host simulators
  • Defining and refining host specifications
  • API testing and certification automation tools

This spans across desktop and cloud deployments.

How does Payhuddle ensure data security and compliance during outsourced development?

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Security is a core part of our development process. We adhere to secure coding standards, perform regular vulnerability assessments, and comply with all data protection regulations.    

Your IP and customer data are safe with us under robust NDAs and access control protocols.  

Can we retain the control over the roadmap and IP when outsourcing to Payhuddle?

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Absolutely. You retain full ownership of the product roadmap and intellectual property. We operate transparently and align with your priorities while bringing in execution excellence and domain insights.

How flexible is Payhuddle’s engagement model for outsourced product development?

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Whatever be your scale or need, we adapt to your preferred way of working. As a part of our flexible models, we offer:

  • Dedicated teams
  • Staff augmentation
  • Project-based delivery
  • Co-development models

You get to choose what suits you.

How does Payhuddle integrate with our existing teams, tools, and development processes?

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This is our bread and butter. We plug into your workflows, irrespective of whether it’s GitHub, Jira, Jenkins, or Slack.  

Our teams follow your engineering standards and participate in your scrums and reviews, ensuring seamless collaboration and shared ownership.  

What success metrics or KPIs does Payhuddle commit to in an OPD engagement?

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We are open to commit to your goals, and our focus is always on delivering tangible outcomes. We tailor our KPIs to reflect your goals, such as:

  • Reduced time-to-market
  • Defect density and test coverage
  • Certification cycle time
  • System uptime and bug resolution SLA

Contact Us

Want to know more?

Just fill some information and you will hear from us within the next few hours, and we will get you started

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We will not spam you with thousands of emails or calls. One of our product experts will reach out to you and schedule a time for the demo.

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