At Payhuddle, we believe every payment should work flawlessly, securely, and everywhere.
We help acquirers, processors, issuers, terminal vendors, card bureaus, and payment schemes simplify the complex world of testing and certification. Whether it’s launching a new terminal, issuing and personalizing cards, enabling a domestic payment scheme, or developing a test tool for a global brand, we make it happen faster, smarter, and with complete compliance confidence.
We are engineers, domain specialists, and problem solvers who’ve lived and breathed the payment ecosystem for years.
We are dependable, insightful, and always focused on making certification simpler for everyone.
Every solution we design is built to shorten your go-to-market cycle while strengthening compliance and confidence.
To every partner in the payments ecosystem, we offer one commitment:
Count on us to simplify your testing.
EMVCo qualified L3 card simulator. This has both perso and simulation modules used by payment schemes for terminal L3 testing.
Simplify the integration of EMV and other scheme-specific kernels for the terminal vendors and simplify acquirer integration projects
Acquirer, Issuer, Network, and Terminal host simulators that you can use for debugging.
Our platform develops and manages the complex test set files defined by EMVCo to standardize Level 3 terminal testing that defines the framework of test plan, ICS, and card images.
Debug field issues and validate host integrations with cloud-based terminal simulation, no physical hardware needed, no logistics hassles, just faster resolution and lower costs.
Validate your card personalization against the payment scheme and your own specifications before issuance with our automated tool to find errors, reduce reissuance costs, and get cards right the first time.
Our consulting timelines are the shortest in the industry. Our field knowledge helps in crashing the timelines and we promise certifications in one iteration.
We bring a mix of payments domain knowledge and expertise in software engineering and mobile technologies.
We not only provide the articulated functional needs of the project, but we also address the non-functional needs like performance, security, extensibility, and scalability
Agility is our strength. We help in reducing the product development timeline and take your products to market faster
This is what we fondly call the employees of Payhuddle
We are a bunch of cyclists, storytellers, photographers, poets, runners, judo experts, carpenters, sustainability experts, opinion makers, musicians, singers, and farmers
