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Payhuddle assists one of the leading international payment schemes in developing its Merchant QR testing solution

Our client, a leading global payment network, wanted to create a cutting-edge Merchant QR testing solution. This solution aims to test and certify both static and dynamic QR codes presented by merchants, ensuring seamless end-to-end transactions.

They aim to foster consumer trust and equip merchants and payment service providers (PSPs) with the tools they need to deliver secure, user-friendly payment experiences. By empowering stakeholders with this innovative solution, they aim to elevate the standard of payment security and convenience in the industry. 

What did we do?

We utilized our Lithos platform to deploy an issuer simulator, seamlessly interfacing with consumer mobile applications. Additionally, we used a proprietary network simulator to connect to the issuer simulator and acquirer host to facilitate end-to-end transactions. Through this setup, we automated the validation of test logs, ensuring efficient and reliable testing processes.

We facilitated the automation of merchant QR code testing through our web platform, enabling clients to conveniently monitor project details, test logs, and status updates from any location. Moreover, our self-test platform streamlined the testing of multiple QR codes, significantly reducing the time-to-market. 

What challenges did we address during this project?

  1. We ensured the platform was fully automated, with no manual testing errors.
  2. We ensured the solution was a self-test platform with complete visibility of project details, test logs, and status updates.
  3. We architectured the platform so the scheme will have a robust access control mechanism and can centrally monitor the test platform.
  4. We debugged all errors and issues during the testing and certification process.
  5. We facilitated multi-user, parallel testing to its merchants and PSPs, reducing the time spent testing and certifying their QR codes.
  6. Easy over-the-cloud updates ensured the platform remained up-to-date with the latest features and improvements without manual intervention.

Benefits for the customer

The web-based solution helped the payment scheme reduce administrative overhead by 80% in testing and certifying merchant-presented model QR codes - static and dynamic.

We successfully reduced the QR certification and go-to-market SLA by 90% by developing a self-testing platform that facilitates multi-user, parallel testing.

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