Context

The customer is a global leader in payment processing. They handle millions of transactions on behalf of multiple banks in India.

They sought a faster certification process as the new terminal introduced in the market was taking months to be certified; the number of iterations for every certification was becoming a nightmare as they had to book slots for testing and analysis.

This case study provides a concise overview of how Payhuddle reduced their certification timelines and administrative costs.

What did we do?

We used our existing web-based centralized host testing platform, Lithos, and developed the debugging facility. We architected the certification board process with different user roles and responsibilities to cater to the processor's needs.

Lithos functions as an acquirer, issuer and terminal simulator with support for various payment brands like Visa, MasterCard, RuPay, and Amex. It is pre-built with terminal certification test cases and it does configuration of libraries, test cases and pass criteria.

As a self-testing platform it does not require extra resources to manage and certify the terminals. It can simulate all the stakeholders, like the acquirers, issuers, and the terminal, which reduces the management and administrative costs for the payment processor.

This processor was able to run their debug testing, where they could run their internal test cases and certification test cases very efficiently.

What challenges did we address during this project?

1. Building a single platform to cater to the needs of this payment processor to debug their terminal for various payment schemes
2. The platform had to be scalable to handle high volumes of debugging requests.
3. The platform had to be configurable to update the evolving regulations of the scheme and industry standards.
4. No ambiguity in testing as test cases, testing, and automatic analyzer are integrated
5. Centralized test cases management
6. Create their custom test cases in addition to the pre-defined certification test cases.
7. Instant test results

Our platform, Lithos, was able to address all of these challenges with ease.

Benefits for the customer

The processor can now deploy this platform to debug their terminals for different schemes and reduce their certification timelines.

With this solution, this payment processor ensured that all their certifications were completed in one iteration.