A leading terminal vendor who has deployed ATM terminals for banks like ICICI, SBI, UCO, UBI, etc., approached us for their kernel development and qualification needs.

The customer had an ATM with a Maxim board. They wanted to develop and deploy RuPay Contactless Level 2 (qSparc) kernel, get it qualified by NPCI, and deploy it by integrating it with their Level 3 application.

Why did they come to us?

The customer approached and decided to work with us for the following reasons:

1. We are the one of the leading kernel development company in India
2. We are the most cost-effective kernel developers in the entire world
3. Our credibility in developing EMV contact and contactless Level 2 kernels irrespective of the devices and operating systems
4. Our agile technical support – our SLAs are in hours and not days
5. Our end-to-end experience in kernel and payment scheme certification experience that helps in rolling out the terminal with confidence

Kernel development challenges

• The customer chose the Maxim board as it supported rapid development. However, the memory was very low. Hence, developing the kernel and deploying it within the given memory was challenging.
• Besides, the customer wanted help integrating the kernel with their existing Level 3 application.
• They also wanted hand holding in qualification – interacting with the lab, complying with the lab requirement, helping them through the iterations, and ensuring qualification.

What did we do?

We understood the requirements as well as the challenges clearly. Based on this, we came up with a robust design.

We developed RuPay Level 2 contactless kernel keeping in mind the low memory issues with the Maxim board.

We helped them with the NPCI qualification of the kernel by coordinating with the lab and hand holding them through the process.

We provided easy kernel integration without disturbing their existing Level 3 application by introducing a bridge to communicate between the L3 and kernel.

Now, the kernel is qualified by NPCI, and the customer has deployed it and integrated it with the Level 3 layer. The entire project took about 3 months,  from conceptualization to qualification to deployment.

Benefits for the customer

The customer can now deploy their Android acceptance [PS5] devices with Maxim board to accept RuPay contactless cards.