Our customer is dedicated to fostering innovation within the payment industry in the Australian financial landscape. Recognizing the need to ensure the seamless operation of their Access Control Server (ACS), for 3DS transactions, they embarked on a mission to develop a bespoke API automation tool.

In their quest for a trusted partner to bring their vision to fruition, they turned to Payhuddle. Renowned for our expertise and track record in API testing and certification, Payhuddle emerged as the natural choice to deliver the essential tool.

With a commitment to excellence and a deep understanding of the intricacies of API testing, Payhuddle collaborated closely with the customer to design and implement a tailored solution. This solution not only met but exceeded the stringent requirements of certifying the ACS providers for 3DS transactions.

What did we do?

We developed a robust API test automation tool using new age technologies. This allows payment processors to streamline the certification process for their Access Control Server (ACS).

Our solution serves as a self-certification platform, offering a comprehensive suite of functionalities. From facilitating the creation of Information Conformance Statements (ICS) to enabling seamless selection and execution of test cases, the tool empowers users at every step of the certification journey.

Further, our solution provides sophisticated capabilities for analyzing and validating test results, leveraging advanced algorithms to ensure accuracy and reliability. Leveraging the wealth of data gathered throughout the certification process, the tool generates detailed and insightful certification reports.

What challenges did we address during this project?

1. The 3DS ACS test tool should be customizable to seamlessly integrate with the payment scheme's existing infrastructure and testing workflows.
2. The tool should adhere to regional and scheme-specific financial data security requirements.
3. The tool should support EMV 3D Secure Specification 2.X.X
4. Control over the selection and execution of test cases should be carefully tested and implemented to avoid re-iterations for the processor
5. Simplified ACS onboarding
   1. Ability to fill and update ICS.
   2. Ability to update certification test cases.
6. Automated the entire validation process
   1. Compliance validation - Message format, API call framework validation
   2. Test case pass criteria validation
   3. Updating test case execution status based on validation
   4. Retaining ACS logs as evidence
7. Removes manual debugging and qualification effort for the ACS providers.

Benefits for the customer

Our API automation tool significantly accelerated timelines, enhanced reliability, and elevated the overall quality standards for the 3DS payment enablers in certifying their ACS.

The user-friendly interface and robust functionality not only expedited the certification journey but also fostered greater confidence in the integrity of the systems being certified.