Merchant Test Cards

Accelerate payment debug and UAT testing

Our merchant test cards help you simplify your payment terminal (POS) and ATM testing, Brand Type Approval, debug testing, and sanity checks on the debug and production environment.

It doesn’t matter if you are an acquirer, processor, terminal vendor, or merchant – our merchant test cards will help you ensure compliance across global and local payment schemes.

It is compatible with Visa, Mastercard, Discover, Amex, JCB, UPI, and RuPay and has the provision to accommodate other payment schemes.

Whether you’re testing EMV chip transactions, contactless payments, or PIN-based verification, our merchant test cards are designed to simplify the debug and UAT testing process. It enhances speed and reduces error in every test cycle.

Our EMV merchant test cards not only streamline debug testing processes but also help reduce time to market, ensuring your payment solutions are compliant, reliable, and ready for deployment.

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Features

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One card for all types of terminal devices 

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It supports all major payment schemes and transaction types.

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Test cards designed for terminal validation.

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Meets global EMV and scheme-specific standards.

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Card log reader and log viewer as part of the package

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Multiple test engineers can share the individual test cards for testing

Used by hundreds of banking customers in India and across the world in the EMV migration of their payment terminals and ATMs.

We ship merchant test cards across the globe.

Contact Us

Need a quick quote?

Just fill some information and you will hear from us within the next few hours, and we will get you started

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We will not spam you with thousands of emails or calls. One of our product experts will reach out to you and schedule a time for the demo.

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Frequently Asked Questions

What are Merchant Test Cards?

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Our Merchant Test Cards are physical EMV test cards designed to help you debug, test, and certify payment terminals and ATMs faster. They cover multiple payment brands and scenarios in a single standardized kit so that you can run clean, repeatable tests across development, QA, and production-like environments.

Who are these cards designed for?

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The cards are designed for acquirers, processors, terminal vendors, merchants, ATM manufacturers, and anyone who needs reliable testing across labs and live-like environments.

Which payment brands are supported by the cards?

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Currently, our merchant test cards support the following brands:

  • Visa
  • Mastercard
  • Discover/ DCI
  • American Express
  • JCB
  • UnionPay
  • RuPay

Do the cards support both contact and contactless transactions?

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Yes. Our card sets include both contact (chip) and contactless cards, so you cover all transaction types your terminals support.

Do the cards work for both POS and ATM testing?

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Yes. Our merchant test cards work across terminal types, including POS, mPOS, and ATMs, so you can standardize tests and share results easily across teams.

Are these cards suitable for live production environments?

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No. These cards are intended for testing, UAT, and training purposes only.  

Use them with a test host or in training mode on terminals loaded with payment scheme test keys.

What test scenarios do the cards support?

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Our cards cover the essential scenarios you need for terminal testing:

  • PIN validation scenarios (contact cards)
  • Offline and online approval transactions
  • Fallback testing
  • Contactless transactions
  • High-value contactless payments

What's included in the card set?

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Everything you need to start UAT right away:

  • Physical test cards for multiple brands and scenarios
  • Documentation for test scenarios

How to get started?

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Contact us to discuss your testing requirements. We will help you select the right card set and provide a quick walkthrough to get you up and running fast.