Betel is a cloud-based terminal simulator that helps payment stakeholders identify field issues, debug rapidly, and reduce costs across the certification lifecycle.
Built for distributed teams, Betel enables you to replicate contact and contactless terminal behavior and run EMV transactions remotely across POS, ATM, and SoftPOS environments, all from your browser.
Whether you are an acquirer, issuer, processor, scheme, terminal vendor, or merchant, Betel simplifies the collection of real-time transaction logs. It avoids the time spent on terminal shipping, issue identification, and reproduction.
With EMVCo C-8 becoming the new global standard for contactless payments, Betel's multi-kernel architecture enables seamless validation, debugging, and transition between legacy and C-8 profiles.
Betel tackles the technical and operational challenges faced by acquirers, processors, schemes, and merchants in isolating and reproducing bugs in the exact terminal environment, including kernel, issuer response, and host integration.
It removes the need for physical device management, reducing both certification and QA timelines while enabling parallel testing and faster collaboration.
Addresses all the test challenges that the acquirer, issuer, processor, scheme, terminal vendor, or merchant would face:
Test across POS, mPOS, ATM, and SoftPOS configurations from one platform
Access terminal simulations remotely without physical hardware dependencies
Validate EMVCo C-8 contactless kernel specifications seamlessly
Track every transaction in real-time with detailed logs and instant visibility
Use pre-defined setups or create custom configurations tailored to your needs
Process issuer scripts and validate cryptograms within the testing environment
Run multiple test suites concurrently to accelerate certification timelines
Integrate scheme-specific kernels for specialized testing requirements
Some of the key benefits of Betel include:
A leading international payment scheme deployed Betel to help its merchants and issuing partners debug and resolve terminal issues faster. Read the complete case study.
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Betel is our cloud-based terminal simulator that lets you remotely simulate contact and contactless payment terminals. It's designed to help you identify field issues, debug rapidly, and reduce costs for host integration and card testing, all without physical hardware.
Yes, Betel is completely cloud-based. You can access it from anywhere through your browser; no infrastructure setup or physical terminals are required.
Betel supports multiple terminal types, including:
Betel eliminates the need for physical hardware, which means:
Yes. Betel seamlessly connects to issuer and acquirer host test platforms, making it ideal for host integration testing and validation.
Betel helps you isolate and reproduce bugs in real time by replicating the exact terminal environment, including the kernel and the issuer's response. You get detailed transaction logs in HTML format for easy review and sharing.
Yes. Betel supports:
Yes. Betel's cloud-based system enables multi-user access with shared configurations, making collaboration efficient for distributed teams.
Betel is compatible with PC/SC readers if you want to test with physical cards, but it's not required. You can also simulate success messages without a connected acquirer.
